Flooding is the costliest natural disaster in the U.S., according to The Pew Charitable Trusts, resulting in federal flood insurance claims of more than $1.9 billion annually. To protect their homes and businesses, most property owners rely on flood insurance. In the event of a flood, a flood insurance policy covers direct physical losses to […]
Personal Insurance
Floods are one of the most common and destructive natural disasters. According to the World Health Organization, flooding affected more than 2 billion people worldwide between 1998 and 2017. Homes and businesses near the coast are not the only structures that experience floods. Flash floods can occur due to excessive rainfall that causes rivers, streams […]
If you’ve recently leased a new apartment, then there are a million little details to take care of as you settle in. At some point you may find yourself wondering: Do I need renters insurance? And if you’re not asking yourself that question, you should be. What Is Renters Insurance? Renter’s insurance protects your personal […]
Motorcycles have long been symbols of freedom and adventure, but few things ruin those free-spirited travels more quickly than an accident on the road. While accidents are never a good experience, whether or not you have motorcycle insurance can completely change the aftermath of an accident and either make it a little bit easier to […]
Homeowners insurance helps you pay for the repair and replacement of parts of your home, including your belongings after they’re damaged by fire, theft, and other accidents. It can also help you pay for damage done to another person’s property or to visitors if they’re injured at your home. Most brokers provide the option to […]
More people than ever before are renting apartments rather than buying houses. As the cost of buying a home has progressively increased, people are staying in apartments and condos for longer. What they’re not doing, though, is buying renters insurance. Many people believe that their property isn’t worth enough to insure, or that their landlords […]
Where and how you buy your insurance policy matters more than you might think. If you do it wrong, the safety of your family, home, car, or even your business can be at risk. So it pays to be cautious as you consider your buying options. Nowadays, we have all come to expect instant answers […]
