Garages and body shops, like most small businesses, usually don’t fit with a “cookie-cutter” policy. The JMG Insurance Agency has the resources and industry experience to get you a plan that’s anything but generic. Owning a business garage comes with a specific set of liabilities, and we can help you protect yourself with a comprehensive garage insurance policy.
Ensuring Success With Garage Insurance
Your work ensures that drivers in your area can get around safely, so let the JMG Insurance Agency ensure the success of your garage. The automotive services industry can be rewarding, but it comes with its own set of specific risks and liabilities. We’ve been an agency since people drove the Model T, and we have the experience to give you a dependable plan for your garage.
We Provide Sturdy Protection For The Auto Business
When you join with us, one of our seasoned agents will sit down with you and examine the specifications of your garage. Then, they’ll go through plans from our providers to find you the plan that meets your needs. We also offer property coverage add-ons like flood insurance to protect your commercial property for when Mother Nature lashes out.
Liability Coverage
Liability coverage is included with every garage insurance policy. The liability portion helps in covering garages against property damage and any bodily injury that happens on property. Garage insurance as a whole acts as an umbrella policy, and provides coverage for daily operations within the automotive industry. Garages seeking out an extra layer of protection within the industry can benefit greatly from garage insurance.
Any accidents that occur on garage property will be covered through liability, and a portion of legal and medical fees will be paid. The customer’s car being worked on is also covered by liability, including any damages that may occur. Liability works to provide full protection to the vehicle while under the garage’s care, and eases stress for both parties.
Tools & Equipment Coverage
The tools and equipment used for working on cars can be very expensive. Ensuring they receive the proper care, and handling is imperative as a garage keeper. Seeking out an insurance policy to protect those tools and equipment can be beneficial to garages, knowing they have an extra shield. Tools that are damaged, stolen or lost are able to be covered by this policy, and allow for a better peace of mind in the shop.
We’ll Go the Extra Mile for Our Customers
You put everything you’ve got into your work; the JMG Insurance Agency can ease some stress by making sure there are minimal gaps in your coverage. By working with multiple providers, we can get some of the most competitive rates in the business.
Coverage for your auto business is not something to take lightly; partner with us and be protected by a community leader. We make sure we’re available whenever you need us (even past regular business hours), and we’re always ready to reevaluate your policy if you need it. Stop by one of our 18 offices throughout the northeast or get a free quote online.