Arborists face some of the highest liability and risk of any type of business. Damage to a client’s home during tree removal or an accident involving your bucket truck could lead to a lawsuit. Safeguard your business with arborist insurance that is specially designed for arborists.
Arborist Insurance Coverage
Arborists require a policy that covers the most common risks associated with tree trimming and removal.
The most common types of insurance these businesses require include:
General liability insurance covers common business risks such as customer injuries, customer property damage, and advertising injuries. This protects your business from the costs of lawsuits and helps you qualify for leases and contracts.
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This is important for arborists to have due to the physical and sometimes risky nature of the work. This policy is required in almost every state for businesses that have employees.
Commercial auto policies cover the vehicles owned by the arborist business. It pays for medical bills and damages incurred in the case of an accident, theft, weather damage, or vandalism. Your employees may be skilled drivers, but accidents can happen to anyone.
Contractor’s Tools And Equipment Insurance
This policy can help arborists pay for damages relating to any of the equipment used on the job. This includes chain saws, climbing gear, and other tools that may be lost, stolen, or damaged on the job.
Why Tree Service Businesses Need Insurance
Tree maintenance is dangerous work, and as a result, tree service companies deal with a number of liability concerns. The reality is, the amount you may need to invest in tree removal insurance will be a fraction of what you could have to pay in the event of an accident or a lawsuit without any insurance at all.
Arborist insurance can help your small business shoulder the legal and financial burden of property damage, auto accidents, employee injuries, equipment theft, and more.
How Much Does Insurance Cost For Arborists?
Several factors will have an impact on the cost of insurance for your business, including:
- Landscaping services offered
- Business equipment and property
- Total revenue
- Number of employees
If you aren’t sure what type of insurance you need, don’t stress! Our team of experts makes it easy to find the right insurance plans based on your business’s needs.
Reach Out To The Experienced Arborist Insurance Agents
The professional insurance agents at JMG Insurance Agency have years of experience providing comprehensive policies to small and medium-sized businesses of all kinds. Their experience and in-depth knowledge allow them to create personalized insurance policies for business owners in any industry. For more information contact us at 844.304.7332.