Farmers and ranchers face a unique set of liabilities and risks which are typically not covered with standard personal or commercial insurance policies. Farm and ranch insurance coverage provides liability specifically designed for your farm or ranch.
At the JMG Insurance Agency, we provide comprehensive insurance for many types of farms and ranches.
Farm and Ranch Insurance Coverage
The following coverages are among the most common types included in an insurance policy.
Dwelling coverage protects your residence against weather related damages (fire, lightning, hail, etc) and damages resulting from vandalism and theft.
Farm & Ranch Household Personal Property Coverage
Farm & ranch household personal property coverage provides policy owners protection for their household belongings.
Fair Rental Value Coverage
Fair rental value coverage pays policy owners the fair rental value of their residence in the event where their ranch becomes uninhabitable due to a covered loss.
Loss of Use
Loss of Use coverage provides additional living expenses while your home is repaired or replaced as a result of a covered loss.
Barns, sheds, detached garages and other outbuildings are covered against damages with outbuilding coverage.
Farm and Ranch Property Insurance
Farm or ranch property insurance can provide financial protections for buildings used in your operation, your personal property used on the farm or ranch, loss of income and other farm or ranch exposures.
Farm & Ranch Liability Coverage
Farm & ranch liability can protect you from bodily injury claims or accidental property damage claims that occur as a result of your farm or ranch operation.
Farm & Ranch Equipment Breakdown Coverage
Equipment Breakdown Coverage Endorsement will protect a variety of appliances & devices in your dwelling from physical loss or damage resulting from a covered loss.
Coverage is available by Endorsement.
Types of Farms & Ranches Covered
Farm & ranch insurance covers a wide range of farm and ranch operations including:
- Commercial Operations
- Cattle Ranches
Why Should You Purchase A Policy?
Farm and Ranch Insurance provides insurance protection for your residence & personal property as well as providing insurance protection for your Farm or Ranch including farm machinery, grain, livestock, and farm tools.
Speak To The Specialty Insurance Brokers Today
The JMG Insurance Agency is here to provide the same amount of hardwork and dedication farmers and ranchers put in everyday. Our specialty insurance brokers work with farmers and ranchers to ensure they receive the proper amount of insurance coverage required. For more information or to acquire a policy, please give us a call at 1-844-304-7332 or start your quote online today.