The loss of a loved one is devastating, and even more so when it’s unexpected. Not only are you left to deal with the emotional grief, but you also have to think about funeral arrangements and the loss of income that could have long-term repercussions on your family. While no one wants to think about these potential losses, it is vital that you consider acquiring a life insurance policy in order to protect the future of your family for years to come.
30% of U.S. Households Don’t Have a Life Insurance Policy
Benefits Of Acquiring A Life Insurance Policy
Life insurance can:
- Relieve debt
- Replace lost income
- Maintain housing expenses
- Finance your children’s education
So many households don’t think they can afford a life insurance policy, but the truth is it’s more likely that you can’t afford not to have one.
With locations in Connecticut, Massachusetts, New York, and New Jersey, the John M. Glover Agency is positioned to be a far-reaching advocate for our clients. Our agents are here when you need us most.
Types Of Policies
At an independent agency like ours, clients can choose from a number of different policies. An agent can work with you to discuss your expectations and budget, but you can generally expect to choose from the following:
- Term life
- Whole life
- Variable life
- Universal life
A permanent plan like whole life comes with a higher premium, but it features perks like cash value. Temporary plans are flexible and affordable, giving you options now while you plan for something more permanent down the road.
58 Million People in the U.S. Say They Need More Life Insurance Coverage
Acquire A Policy & A Peace Of Mind
Most people say everyday expenses like groceries, transportation, and clothes are the reason they are unable or unwilling to purchase a life insurance policy. Unlike other agencies, the John M. Glover Agency works with a wide range of budgets and has access to multiple insurance companies so we can find an adequate policy that fits within your budget and gives your family peace of mind.