What is better than playing in the snow? Cruising down hills in a snowmobile! Unfortunately this fun can come with a price if an accident were to occur. By acquiring a snowmobile insurance policy with the JMG Insurance Agency, you can feel at ease knowing that your snowmobile is protected against costly liabilities.
Snowmobile Insurance Coverage Options
Before hitting the snowy trails, protect yourself and your snowmobile with the right insurance. JMG Insurance Agency offers affordable snowmobile insurance to protect your investment and safeguard against exorbitant expenses from damages or injuries. Read more about what our snowmobile covers below.
Bodily Injury Liability
If you accidentally injure someone in a snowmobile accident and are found legally responsible for their medical expenses, bodily injury liability may help cover these costs. Medical bills can be a costly endeavor. Having the protective shield of snowmobile insurance in place can help to protect you from succumbing to those expenses.
Uninsured/Underinsured Motorist
If a motorist who does not have snowmobile insurance or has insufficient coverage damages your sled and is considered at fault, this policy may cover any damage. Riders can rest easy knowing the full cost of damages won’t be on their shoulders alone.
Property Damage Liability
In the event of a collision with another person’s property, you may be liable to pay costly damages. Snowmobile property damage liability helps pay for damage to another person’s vehicle or property if you are found at fault for the accident.
Collision Coverage
No one plans on being in a collision. Anything can happen out there so being prepared is necessary, especially for a collision. If you hit a vehicle or object with your snowmobile, if a vehicle hits you, or if your sled rolls over, a collision policy may pay for any damage to your vehicle.
OEM Endorsement
OEM endorsement allows your snowmobile to be repaired using new parts from the original equipment manufacturer (OEM). If parts are not available, a payment is issued for fair market value of the OEM. Repairs can be costly, but with the proper insurance coverage these costs don’t seem as intimidating.
Comprehensive
As the owner and rider of a snowmobile, you want your vehicle to be covered from anything that could happen. With comprehensive coverage, damage to your snowmobile from theft, vandalism, weather, or accidents involving animals are all covered.
Hit The Slopes With JMG
Riding a snowmobile is an exciting activity. If you own or intend on owning a snowmobile, a snowmobile insurance policy is greatly recommended. The policy at the JMG Insurance Agency works to protect riders as well as the vehicles itself. When you choose JMG to cover your vehicle, you can ride in peace knowing you’re fully covered. The team at JMG work to provide the best possible solution for you. We will assess your unique needs, and suggest the proper coverage needed. Snowmobile insurance allows a sense of security out in the snow, and makes for an even better ride!
Acquiring The Right Insurance Policy
Knowing the proper coverage you need can be tricky, but when you work with the JMG Insurance Agency it becomes easy! Our team of talented insurance agents know how to properly assess your needs, and offer you the best fitting solution. We offer various auto insurance policies for many recreational vehicles, not just snowmobiles!
Before heading out for a weekend full of fun, call our experienced insurance brokers to safeguard your outdoor adventures with a snowmobile insurance policy! Call JMG Insurance Agency today, or contact us online, to learn more about our available coverage options and request an insurance quote today.