No matter the size and nature of your business, there are always uncertainties. Both employee and customer accidents can result in costly expenses, including:
- Medical expenses
- Damages
- Attorney fees
As the business owner, you’re responsible for these costs; general liability insurance is designed to protect against these unforeseen events. There is no one-size-fits-all type of coverage, but a John M. Glover Agency agent will sit down with you to determine your commercial risks. We’ll put together an insurance package that makes sense with your business, and we’ll be there when you need us.
Training Can Reduce Risks, Not Prevent Them
Incorporating safety training related to transportation, material handling, equipment, hazardous substances, and general employee safety can go a long way in reducing your risks, but it doesn’t actually prevent accidents from happening.
An experienced agent will develop a coverage plan that could include policies such as:
- Professional liability
- Commercial liability
- Excess liability
- Directors and officers (D&O)
- Errors and omissions (E&O)
With locations in Connecticut, Massachusetts, New Jersey, and New York, we’ve worked with a wide variety of businesses and working professionals, including schools, plumbers, contractors, woodworkers, property owners, and large oil and gas companies. We offer a friendly, approachable atmosphere that maintains the utmost level of professionalism.
General Liability Insurance Options To Fit Your Business
Not everyone will require coverage options like E&O or D&O insurance, and our staff will help you determine whether or not you need it. Errors and omissions coverage is designed for professionals that provide a service to clients, such as contractors. Directors and officers liability coverage protects against allegations of wrongful acts. Excess liability options are great for strengthening your coverage, but they aren’t always required. The John M. Glover Agency wants to see you adequately covered without you having to buy add-ons you don’t need.