Insurance isn’t always black-and-white; many businesses and individuals need more than just a run-of-the-mill insurance policy. The JMG Insurance Agency has an innovative attitude and a wide range of resources to get customers specialty insurance products that work for them. When you partner with us, your needs will remain the top priority, and we’ll always be there to help. We know that life isn’t 9-5, and we make sure customers can reach us whenever they need to.
Specialized Insurance Protection Across The Northeast
For businesses that require a different set of coverage options, we can provide you with a personalized specialty insurance package that is tailored to the unique needs of your industry. Whether your company regularly holds special events or requires a lot of work vehicles and transportation, the JMG Insurance Agency agency has a policy available for you.
Our specialty insurance programs feature a wide range of options at competitive rates and can be combined with other standard business insurance policies.
Everyone Deserves Quality Coverage
The JMG Insurance Agency has been getting flexible plans for a number of municipalities since 1916. Our staff understands that every line of work involves different types of risks. One of our agents will sit down with you to find out about your situation. Then, we’ll search through plans from our companies to find a program that will provide the appropriate coverage.
The JMG Insurance Agency offers specialty insurance products for businesses & hobbies like:
Auto Shops
Auto shops, garages, and body shops, like most small businesses, usually don’t fit with a “cookie-cutter” policy. The JMG Insurance Agency has the resources and industry expertise to find you a plan that’s anything but generic. Owning a business auto shop comes with specific and unique sets of liabilities, and we aim to help you protect yourself with a comprehensive auto shop insurance policy.
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Car Wash Shops
Most people would not think that a car wash business needs insurance. Your car wash business may be equipped with the world’s best cleaning technology, but if the machinery malfunctions, it may end up damaging a customer’s car. That is why we offer car wash insurance policies to businesses that understand the risks involved with operating a car wash shop. Whether your car wash is stand-alone or is part of a body shop or gas station, let the JMG Insurance Agency protect you from liability by providing a unique insurance package for your company.
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Commercial Watercrafts
Commercial watercraft insurance enables businesses to be protected when transporting goods and people via water on their marine watercraft. Not only does this insure your watercraft, but also any products that are aboard the vessel in the event of an unfortunate event. The JMG Insurance Agency also offers commercial watercraft policies for organizations that work with oil and other products, as well as those that offer cruises, provide tours, rent out fishing boats, etc.
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Condo & Apartment Buildings
Do you need an insurance plan for a condo or apartment building that doesn’t fit a regular policy? You’ve come to the right place! The JMG Insurance Agency offers standard homeowners insurance coverage, but we also work with our clients to insure condos and apartments that are sometimes a bit harder to fit into a plan. We know that the needs of our clients can vary greatly, so we offer coverage for those who rent condos and apartments to those who own entire apartment buildings.
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Construction Firms
Construction firms carry a handful of potential dangers, such as heights, hazardous materials, and equipment. While on-site injuries or mistakes can certainly be avoided, they are sometimes inevitable. Therefore, it is crucial for construction firms to be properly insured. At the JMG Insurance Agency, we are dedicated to providing construction insurance policies that are catered to the unique needs of the construction industry.
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Contractors (Various)
As a contractor or owner of a contracting firm, you put a great amount of time and effort into the things you create, and you shouldn’t have to worry about whether or not your coverage is adequate. The JMG Insurance Agency offers a wealth of contractors insurance policies for contractors such as electricians, plumbers, and HVAC technicians, among others. We understand the risks that come with fixing residential and commercial utilities; that is why we provide coverage against equipment damage, injury, and more. We can get coverage for everything from one or two-man operations to large contracting firms, and we give all of our clients the same level of care.
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Daycares
Do you own or operate a daycare? When it comes to a business centered on child care, insurance is vitally important. Parents are trusting you with their children, and you are held responsible for anything that happens to them while in your care. Therefore, it is important to obtain a daycare insurance policy for your business to be prepared in the event something unforeseen happens. Let the JMG Insurance Agency find you the right coverage for your daycare business – the last thing that you want is an upset parent and their child to put an end to your business.
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Drones
If you are the owner of an expensive drone, it is important to protect yourself and your asset in the event something unexpected occurs. The JMG Insurance Agency offers multiple types of drone insurance policies, from aviation and premises liability to hull coverage. Therefore, you can be protected from loss if your drone breaks, as well as any injuries caused by your drone.
Farms & Ranches
Farmers and ranchers face a unique set of liabilities and risks which are typically not covered with standard personal or commercial insurance policies. Farm and ranch insurance coverage provide liability specifically designed for your farm or ranch. Farms and ranches have expensive machinery, animals, and buildings to protect, and the JMG Insurance Agency can help your farm or ranch find coverage that works for you.
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Limo Transportation
If you are the owner of a limousine transportation business, you already know how important it is to safeguard your investment. This is why the JMG Insurance Agency provides business owners with comprehensive limo insurance policies. Limo coverage can be customized to meet the unique needs of a limo business, whether it is a large, small, or medium-sized business. Coverage may include personal injury insurance, uninsured or underinsured coverage, employment practices liability, bodily injury insurance, and property damage liability.
Public Transportation
If you need public transportation insurance for your vehicle, look no further than the JMG Insurance Agency. When people rely on you to get them around, whether it’s to their job or a night on the town, it is best to have peace of mind through public transportation insurance. Accidents are bound to happen, even to those who have been driving professionally for decades. Commercial vehicles should get insured by an agency with the expertise and knowledge to find the best coverage unique to your business. One of our agents will talk with you to find out more about your vehicle, and then get you a plan that can efficiently cover your liabilities and protect against lawsuits.
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Restaurants
Operating a restaurant is a tough business even if everything goes according to plan, but we all know that mishaps happen. Equipment can get damaged, property can be stolen, customers can get sick; the possibilities can be overwhelming to consider. As a restaurant owner, you want to focus on giving your customers great food and service; not on your insurance matters. Let one of our skilled agents handle your restaurant insurance so that you don’t have to. The JMG Insurance Agency aims to take away insurance-related stress for your restaurant business.
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Public & Private Schools
As the leader of a public or private school, you’ll want to protect your students from everything you can. But even with all the precautions in the world, accidents are bound to happen. Gym class and sports provide kids with some much-needed physical activity, but these activities also come with risk. Activities like marching band and drama also involve risks that families have to take into account when sending their children to school. The JMG Insurance Agency knows that different public and private schools have unique needs, and we can get you a personalized policy that is based on your needs. Whether you have a public school, private academy, or charter school, we have the plans to protect your students.
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Sports & Special Event Planning/Hosting
The insurance coverage needed for sports and special event planning is very unique. Like most small businesses, both have multiple lines of insurance which can seem very complicated. No matter the size or scope of your sport or event, the JMG Insurance Agency has the resources and expertise to provide you with the insurance coverages that will provide the best protection and peace of mind. We have dedicated agents, years of experience, and will personally work with you individually and thoroughly to find you the best coverage.
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Speak To An Experienced Specialty Insurance Agency
These options are just a small fraction of our specialty insurance offerings, and we’re used to getting specialized plans for the hard-to-place business. If you’ve had trouble getting an insurance policy that will give you the coverage you need, the JMG Insurance Agency can help you. Our willingness to go the extra mile is what has made us successful for almost a century, and we can get you a comprehensive plan at a competitive price. Our specialty insurance policies will fit your unique needs, and work to protect you.
You shouldn’t try to force a generic insurance plan on things that need unique protection. For an insurance provider that can understand your situation and get a plan that fits, join the JMG Insurance Agency. Give us a call or stop by one of our 18 convenient locations in Connecticut, New Jersey, Massachusetts, or New York to find out why we’re an insurance leader in the Northeast.