You’ve spent years learning the ins and outs of your business, but chances are you don’t want to invest that much effort into understanding the nuances of your insurance. That’s why the JMG Insurance Agency is here. Our friendly agents are approachable yet professional, striving to be your insurance advocate through every step of your climb to success.
Failure to Secure an Adequate Business Insurance Policy can Result in Devastating Financial Consequences
Our Business Insurance Specialists
We go the extra mile for our clients. With 18 offices throughout Connecticut, New York, Massachusetts, and New Jersey, including our main office in South Norwalk, we’re positioned to serve you and your business no matter your insurance needs or claims history. We navigate the legalities to get you the best coverage with less hassle, ensuring your business is secure no matter what happens.
50% of Small Businesses Close in the First 5 Years
Business Insurance Policies Built For You
Going into business is an uphill battle, but the rewards of creating a successful company outweigh the risks. The JMG Insurance Agency understands that your business is distinctive, so we put together an insurance package that addresses your unique risks. We can compare plans from a number of trusted companies to get you a competitive rate.
Common business insurance policies include:
Business Owners Policy
Businesses ranging is size from small to medium can greatly benefit from a business owners policy (BOP). This policy will help to provide protection to the owner from property damage, liability, and business interruption. Having this policy in place will help to provide extra liability, and shield owners from potential risks.
Commercial Auto Insurance
Vehicles used for commercial purposes face higher risks than those used for personal reasons. In order to protect against these risks, businesses can acquire commercial auto insurance. This policy will protect commercially used vehicles against physical damages and other liabilities. Provide peace of mind to both driver and vehicle owner, acquire this policy for your commercial auto needs.
Errors & Omissions Insurance
Making mistakes is a part of human nature. Companies have the power to prepare, and even mitigate fallout of these risks with the help of errors & omissions insurance (E&O). When costly claims come up, your business is held liable. An E&O policy can help to cover these costly fees, and even pay a portion of legal and settlement costs.
Heavy storms have the potential for heavy flooding. This flooding can lead to costly damage to your commercial building. While property insurance policies include most natural disasters, floods are commonly left out. A commercial flood insurance policy will help provide coverage in the event of a damaging flood, ensuring the safety of your business.
General Liability Insurance
Companies face numerous liabilities on a daily basis. While each business has their own unique needs and risks, general liability insurance is a policy designed to protect against unexpected events. Our team of experienced agents will assess your risks, and suggest the perfect amount of liability coverage your company needs.
Attracting and retaining top talent within your industry isn’t as difficult as it seems. Having an appealing group benefits plan in place affects how potential employees view your company. Potential prospects will have an incentive for choosing your company and staying on board for years to come.
Life & Health Insurance
Life and health insurance policies keep families afloat in the event of an untimely death in the family. As an employer, you are able to provide this protection to your employees. When employers offer this policy to their employees, they open themselves to a number of advantages within the industry. Protect the livelihood of your employees today!
Workers Compensation Insurance
No matter the industry your company falls into, injuries can happen. To help protect both employer and employee, workers compensation insurance is available. This policy will help employers cove on-the-job bodily accidents. Coverage commonly includes medical bills, both temporary and permanent disability and death benefits.
Working With JMG
Unlike other insurance agencies, the JMG Insurance Agency offers specialized insurance options like municipality and commercial flood insurance. We also highly encourage employee education to reduce certain risks. For example, the risk of bodily damage can be reduced by reminding employees to stretch after prolonged periods at the computer.
The JMG Insurance Agency is well versed in insuring commercial vehicles. Whether you own one work-related car or an entire fleet, our flexible plans meet your individual needs. We can also sit down with you to determine a succession plan for your business, securing it for the future.
Speak With An Experienced Business Insurance Agency Today
With our long history of protecting our clients with our policies, you can rest easy knowing your business is being protected by experienced professionals. Reach out to the JMG Insurance Agency to learn more about our policies and how to acquire a business insurance policy that will protect your business against costly liabilities and risks. You can reach us through our online contact form, or by calling 1-844-304-7332.