It doesn’t matter the nature of the job – an injury can happen to anyone, even a 9-5 worker sitting at a desk. In fact, back-related injuries and eye strain are often considered the most prevalent workers’ comp claims because of the repetitive nature of office work. Other injuries are common in the construction trade, which can produce a wide range of injuries from broken bones to electrical shocks. Without a workers compensation insurance policy, the company could be liable for these costly claims.
Back and Eye Injuries are Among the Most Common Types of Workers’ Comp Claims
Cost-Effective Workers Compensation Insurance
Even with company safety protocols in place, all employees are still at risk of minor injuries like carpal tunnel syndrome. The JMG Insurance Agency is happy to provide cost-effective workers’ compensation insurance to both small businesses and larger companies. With offices in Connecticut, Massachusetts, New York, and New Jersey, we’re conveniently positioned to be your insurance advocate, no matter what happens.
The JMG Insurance Agency understands on-the-job risks. We work with clients to assess those risks, determine which coverage options meet the legal requirements, and shop around between multiple carriers until we find a package that works for you.
Mondays See More Work-Related Injuries than Any Other Day of the Week
Workers Compensation Insurance Coverage
Workers compensation insurance covers on-the-job bodily accidents and any diseases or lasting medical problems caused by employment conditions. You can expect a workers’ comp claim to cover:
- Medical bills
- Disability, both permanent and temporary
- Death benefits
Different states have different workers’ compensation requirements, and the JMG Insurance Agency is experienced in serving all of our home states. Your agent will determine how to best fulfill your company’s legal requirements and protect both your business and employees.
The JMG Insurance Agency is Familiar with Workers’ Comp Requirements in Multiple States
Turn To The Professionals
We may also recommend pay-as-you-go workers’ compensation, which is ideal for seasonal businesses, and it reduces administrative and auditing hassles. Traditionally, pay-as-you-go workers’ compensation has only been available to low to medium risk companies. The Contractors, Roofers, and Limousine companies (to name a few) could only attain a traditional policy or have to “swim” in the assigned risk pool. Now we can turn those policies, even the assigned risk policies, into a pay-as-you-go solution and help our clients gain the cash flow and ease of audit benefits it provides. No one in our industry is providing this level of service.