Do you own or operate a daycare? When it comes to a business centered on child care, insurance is vitally important. Parents are trusting you with their children, and you are held responsible for anything that happens to them while in your care. Therefore, it is important to obtain a daycare insurance policy to be prepared in the event something unforeseen happens.
Children are unpredictable and there is a lot that can go wrong when your profession is focused on their well-being. Even with constant supervision, there is always a gamble of the unexpected. The last thing that you want is an upset parent and their child to put an end to your business.
Daycare Insurance Coverage
The health of safety of children attending daycare is a top priority within the industry. No matter the type of daycare, commercial or at-home, the location and children need to be properly protected. Both types of daycare have specific coverage they require, and JMG’s daycare insurance is here to help. Worries will melt away with the proper coverage in place, and kids will have the chance to enjoy daycare fully!
While an at-home daycare can be a great entrepreneurial opportunity, the main focus revolves around keeping children safe. A daycare insurance policy can help to extend liability and property coverage from homeowners, and protect for an at-home daycare. Keeping children safe and entertained shouldn’t come as a second thought. This policy will extend the liability protection from homeowners insurance, and protect your small business. This extended liability will help to pay any legal, or medical fees, that may arise from a claim. Utilizing daycare insurance will help to engage children, and keep their safety a top priority.
Similar to an at-home daycare, a commercial daycare is focused around engagement and safety of children. A commercial daycare holds a higher risk though, being a commercial business. A commercial daycare insurance policy can help to protect against these added risks, and ensure the safety of the children. Daycare insurance policies help cover:
- Licensed Child Care Centers
- Nursery Schools
- Montessori Schools Through Kindergarten
- Before & After School Programs
The specialty insurance agents at JMG understand the risks a commercial daycare can face, and offer daycare insurance as a form of protection. This policy will help to cover legal fees from a lawsuit, and a portion of medical fees as well. Don’t leave your daycare exposed to risks, protect it today with an effective daycare insurance solution!
Speak To A Daycare Insurance Agent
Running a daycare comes with a lot of risk, and you want to make sure that both you and your employees are properly covered in a worst case scenario. You should not have to figure out your insurance on your own. Come to JMG Insurance Agency and let one of our many agents help you with the process. Even if you are already insured properly, you never know if you are getting the best deal until you review with our team!