Please read our important COVID-19 information COVID-19 Updates
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
JMG Insurance Agency Logo

JMG Insurance Agency

Personal, Business & Specialty Insurance Brokerage

Our Locations 1-844-304-7332
  • Personal Insurance
    • Auto Insurance
    • ATV Insurance
    • Boat & Yacht Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Snowmobile Insurance
    • Flood Insurance
    • Health Insurance
    • Homeowners Insurance
    • Life Insurance
    • Rental Property Insurance
    • Renters Insurance
    • Umbrella Insurance
  • Business Insurance
    • Business Owners Policy
    • Auto Insurance
    • Flood Insurance
    • Errors & Omissions Insurance
    • General Liability Insurance
    • Group Benefits Plans
    • Life & Health Insurance
    • Workers Compensation Insurance
  • Specialty Insurance
    • Car Wash Insurance
    • Commercial Marine Insurance
    • Construction Insurance
    • Contractors Insurance
    • Daycare Insurance
    • Drone Insurance
    • Farm & Ranch Insurance
    • Garage Insurance
    • Habitational Insurance
    • Limo Insurance
    • Police Professional Liability Insurance
    • Public Transportation Insurance
    • Rage Room Insurance
    • Restaurant Insurance
    • School Accident Insurance
    • Special Event Insurance
    • Sports Insurance
    • Woodworkers Insurance
  • Surety
  • Certificates
    • CSR 24 Login
    • High Volume Certificate User
    • Indemnity Agreements
  • Claims
    • First Notice of Claims
  • About
    • Blog
    • Community
    • Managerial Team
    • Our Companies
      • Baio Insurance
      • Frazao Insurance
    • Our Partners
    • Testimonials
  • Contact
  • Login

Construction Insurance

Request a Quote! An insurance quote does not impact your credit score.

Request a Quote
Home › Construction Insurance

Construction employee on site Construction sites carry a handful of potential dangers, such as heights, hazardous materials, and equipment. While on-site injuries or mistakes can certainly be avoided, they are sometimes inevitable. Therefore, it is crucial for construction companies to be properly insured. The protection that construction insurance provides can mean a big difference down the line.

At the JMG Insurance Agency, we are dedicated to providing construction insurance policies that are catered to the unique needs of the construction industry.

Protect Your Contracts With Construction Insurance

Construction is a profitable industry to be in, but not a simple one. Depending on where you work, there are a variety of laws and regulations that you’re expected to adhere to. Insurance is not a simple matter, and you want to make sure that you can do your job without your insurance negatively impacting your contracts.

Areas of Coverage For Construction Insurance

There are many factors that play into the type of insurance a certain project requires. These include a person’s role or relationship to the project, whether it’s a business or individual purchasing the insurance and the locality of the project. Construction sites require a certain level of protection, and construction insurance is able to provide it.

Builders Risk Insurance

Builders risk insurance, more commonly known as course of construction (COC) insurance, is coverage for buildings and structures that are currently under construction. Coverage of this insurance will protect buildings from theft, vandalism and storm damage. Depending on the type of construction project at hand, this policy can also offer “premium coverage” for larger projects.

Commercial & Contractor General Liability Insurance

Construction employees discussing plansSafety of employees while on the job site shouldn’t come as a second thought. Though the use of commercial general liability insurance, construction sites are able to be safer for all those involved. This liability protection is common within construction insurance policies, and provides protection against various areas. These areas include:

  • Faulty Workmanship
  • Job-Related Injury
  • Advertising Injury/Defamation

In order to win most projects, a level of liability insurance must be in place. While in some states this is required, most construction contractors will choose to have it in place for the health and safety of the staff as a whole. Companies who have this policy in place gain an advantage on the competition, as it allows for an easier tactic in winning projects.

Consequences of Not Having Construction Insurance

While the only area of construction insurance that is required by law is commercial auto insurance, contractors will have high difficulty winning contracts without proper insurance in place. Without proper insurance, contractors aren’t showing full commitment to projects and the safety of their team. By having a proper construction insurance policy in place, it ensures the success of the project and the team as a whole.

Same Day Certificates & Client Portal Access

Have a last minute job and need an insurance certificate? Our customer service reps guarantee same day certificates during office hours, and all clients have the option of utilizing their own service portal so that they can generate certificates themselves. We believe that insurance should be fast and easy, and we try to ensure our clients have an experience like that.

Speak To An Experienced Insurance Agent Today!

Construction insurance agent holding helmet New to your business and not sure what coverages you need? Unsure of how to go about your audit? Our agents at JMG Insurance Agency will ensure that you have the insurance that you need to go about your business and if you have questions, we’ll have answers. Request a free insurance quote today and get started on your insurance journey!

Primary Sidebar

Get Started!

Loading

Your request has been submitted

Thank you for your submission. We will contact you shortly.

Resetting in second(s)

Server Side Error

We faced problems while connecting to the server or receiving data from the server. Please wait for a few seconds and try again.

If the problem persists, then check your internet connectivity. If all other sites open fine, then please contact the administrator of this website with the following information.

TextStatus: undefined
HTTP Error: undefined

Please hold while we process your request.
Error

Some error has occured.

Related Coverages

  • Car Wash Insurance
  • Commercial Marine Insurance
  • Construction Insurance
  • Contractors Insurance
  • Daycare Insurance
  • Drone Insurance
  • Farm & Ranch Insurance
  • Garage Insurance
  • Habitational Insurance
  • Limo Insurance
  • Public Transportation Insurance
  • Rage Room Insurance
  • Restaurant Insurance
  • School Accident Insurance
  • Special Event Insurance
  • Sports Insurance
  • Woodworkers Insurance

Footer

JMG Insurance Agency Logo

The JMG Insurance Agency has been serving the insurance needs of our clients in Connecticut, New York, New Jersey, Massachusetts, and Hawaii since 1916.

  • About Us
  • Blog
  • Careers
  • Contact Us
  • Our Locations
JMG Insurance Agency 29 Haviland Street Norwalk, Connecticut 06854 1-844-304-7332 1-203-857-7848

© 2021 JMG Insurance Agency · Powered by 321 Web Marketing · Website Privacy Policy