When deciding where to store your boat in New York, one key factor is how your choice affects your New York marine insurance policy. If you file a claim, the level of security and exposure to risk events such as storms can impact your coverage requirements, premiums, and out-of-pocket costs. As a New York boat […]
Read MoreSeasonal Shifts: How New York’s Climate Affects Boat Ownership
As a boat owner in New York, you know firsthand how the state’s dynamic climate impacts time spent on the water. With weather ranging from snowstorms in winter to hot, humid summers, preparing your vessel for safe handling across seasons is paramount. Proper seasonal maintenance and adjusting your New York marine insurance to match your […]
Read MoreEco-Tourism on the Rise: Addressing Environmental Liability for Rhode Island Boat Tour Operators
Eco-tourism is booming in Rhode Island. Operators provide visitors with incredible opportunities to experience the Ocean State’s diverse marine habitats and wildlife up close. However, with the growing popularity of eco-tours comes increased responsibility for environmental protection and stewardship. Even minor oil spills or debris from vessels can damage sensitive ecosystems and lead to major […]
Read MoreFactors Affecting Your Snowmobile Insurance Premium
Snowmobiling is a thrilling winter activity that allows you to explore snowy landscapes, but it does come with financial risks. Getting quality snowmobile insurance provides important financial protection in case you are involved in an accident, your sled is damaged or stolen, or injuries occur. Understanding what factors affect your insurance premium can help you […]
Read MoreEnsuring Compliance with Rhode Island’s Boating Regulations
As a boat owner and operator in Rhode Island, you must comply with all relevant regulations to avoid penalties and ensure safe boating. This includes being aware of registration and boat insurance in RI requirements, even though insurance is not mandated by law in the state. Boat Registration and Titling in Rhode Island Any motorized […]
Read MoreNavigating Legal Waters: How Marine Insurance Affects Liability in New York’s Boating Sector
Marine insurance is essential in managing risks and protecting vessel owners, operators, and related businesses from potentially devastating legal and financial impacts. This article provides an in-depth look at how different marine policies address liability exposures in New York’s boating sector. Types of Marine Insurance Policies in New York New York boaters can choose from […]
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