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JMG

JMG Insurance Corp updated logo 2026

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John O. Forlivio

June 24, 2026 by John O. Forlivio

Essential Takeaways: Running a last-mile delivery operation in Connecticut has never been more legally complex, as fleet owners manage tighter margins, greater driver demand, and confusing state and federal regulations that directly affect their insurance costs and legal exposure. 2026 has seen three major developments on this front: a new IRS mileage rate, tougher scrutiny […]

Filed Under: Business Insurance

June 22, 2026 by John O. Forlivio

Essential Takeaways: The logistics industry is known for its thin margins and constant risks, with workers moving quickly and handling heavy loads under relentless pressure to meet delivery windows. For Connecticut logistics operators, workplace safety has always been an essential part of doing business, but in 2026, it has become more of a direct financial […]

Filed Under: Business Insurance

June 17, 2026 by John O. Forlivio

Essential Takeaways: Most Connecticut contractors are sitting on an opportunity to cut one of their highest overhead costs: workers’ compensation insurance. In 2026, regulators approved a rate decrease for the contracting industry. At the same time, a legislative fix quietly stabilized the market, and existing credit programs are going unclaimed by the firms that qualify […]

Filed Under: Business Insurance

June 15, 2026 by John O. Forlivio

Essential Takeaways:  Consumers have been increasingly turning to online shopping in recent years, making it an excellent time to start a delivery business in Connecticut. Last-mile logistics, in particular, has seen rapid expansion, with small founders finding opportunities ranging from a single van to a loose network of 1099 drivers. However, some legal obligations can […]

Filed Under: Business Insurance

June 10, 2026 by John O. Forlivio

Essential Takeaways: When you run a trucking company, delivery fleet, or contractor business in Connecticut, there is significant pressure, with fuel costs, driver turnover, seasonal demand shifts, and vehicle maintenance all competing for the same working capital. Although Connecticut workers’ compensation insurance is non-negotiable, the way a fleet owner pays for it can make a […]

Filed Under: Commercial Auto Insurance, Trucker Insurance

June 8, 2026 by John O. Forlivio

Essential takeaways: As an online retailer, you depend on the internet for your livelihood. Today’s highly interconnected world may open a lot of doors for your business, but it also makes you vulnerable in ways brick-and-mortar stores did not have to worry about just a few decades ago. While managing your inventory and providing top-notch […]

Filed Under: Retail Insurance

June 3, 2026 by John O. Forlivio

Essential Takeaways: The Lease Trap: Why “Minimum Coverage” Is a Maximum Risk When retail store owners receive an insurance checklist from their landlord at the lease signing, they normally follow it to the letter, buying the listed coverage and then moving on. Although this is a logical approach, it often means being uninsured when losses […]

Filed Under: Retail Insurance

June 1, 2026 by John O. Forlivio

Essential takeaways: Many Connecticut logistics companies are struggling to manage rising insurance costs amid already-thin margins. Although fuel prices may have stabilized somewhat as 2026 gets into full swing, labor expenses haven’t. This means that workers’ compensation insurance is one of the few controllable line items left on the P&L. For many firms, this is […]

Filed Under: Business Insurance, Trucker Insurance

35028-Glover;-JMG-New-Logo-Horizontal-CMYK-Transparent

29 Haviland Street
Norwalk, Connecticut 06854

1-844-304-7332

1-203-857-7848

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