Some of our staff is working remotely from their homes. We are committed to continuing to provide the service you have come to expect, and will still be answering phone calls and responding to emails in a timely manner.
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JMG

Personal, Business & Specialty Insurance Brokerage

Our Locations 1-844-304-7332
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Limo Insurance

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Home › Limo Insurance

Limo driver loading trunkIf you are the owner of a limousine transportation business, you already know how important it is to safeguard your investment. This is why JMG Insurance Corp provides business owners with comprehensive limo insurance policies.

What Limo Insurance Covers

Limo coverage can be customized to meet the unique needs of a business. Coverage may include personal injury insurance, uninsured or underinsured coverage, employment practices liability, bodily injury insurance, and property damage liability.

Insurance Requirements

When applying, you will need to provide certain information and documentation. This may include the vehicle’s:

  • Make and model
  • Length
  • Age
  • Overall condition

Depending on these factors, the coverage needed for limo insurance can vary. The locality in which the limo will be operating can mean for additional, or less coverage. These policies are designed to protect the driver, rider and vehicle as a whole, offering security all along the way. When having the proper limo insurance in place, all parties involved can rest assured knowing they are protected to the fullest.

Coverage & Deductibles

Depending on the state in which you operate your limo business, you may be required to meet other requirements when applying. Keep in mind that it may be necessary to carry higher limits than the minimum coverage limits, and that deductibles can vary. Limo insurance acts as a sort of commercial auto insurance, and includes areas of specific coverage. These areas include:

Personal Injury Insurance

Within a limo insurance policy, policyholders will find a personal injury insurance portion. This portion of the insurance policy will help to cover accidents and injuries that involve your limo. The coverage will protect and help cover medical bills, rehabilitation, lost wages and even funeral expenses if the third-party were to perish.

Uninsured/Underinsured Motorist Coverage

Limo with insurance in parking lotIf you or your drivers are in an accident that involves another person with little or no insurance, it’s vital to be covered. Uninsured and underinsured motorist coverage will help in covering your limo, and aid in paying fees that the involved party cannot afford.

Bodily Injury

Medical fees from bodily injury have the potential to be exponential. Having a bodily injury insurance policy in place can be helpful in paying these costly fees. If the driver is at fault in the accident, this coverage will help to pay legal fees if the accident results in a lawsuit, and any medical or rehabilitation fees necessary.

Property Damage

The property damage liability portion of limo insurance helps to cover costly damage fees. This damage can be the result of any property damage, whether it be the result of a third party or your driver, while out on the job. Property damage liability will also help to cover legal fees if the company is brought to court due to the damage.

Request An Insurance Quote

When purchasing insurance for your limo transportation business, it is essential to work with an agent who understands the nuances of the limousine industry. JMG Insurance Corp has worked with countless businesses in this field and provides quality service you can trust. Contact JMG Insurance Corp today by phone at 1-844-304-7332 or request a quote online.

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Related Coverages

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JMG Insurance Corp has been serving the insurance needs of our clients in Connecticut, New York, New Jersey, Massachusetts, Rhode Island and Hawaii since 1916.

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JMG Insurance Corp 29 Haviland Street Norwalk, Connecticut 06854 1-844-304-7332 1-203-857-7848
Google Rating
4.8
John M. Glover Insurance Agency
John M. Glover Insurance Agency
4.8
Tammy Weiner
Tammy Weiner
14:53 09 Aug 23
Amazing personalize service. They were able to consolidate all of my insurance needs and save me a lot of money, while also upgrading my coverage and making sure all of my needs were met even in potential unforeseen circumstances. Would highly recommend, and I have not been so pleased with an insurance agency in many many years.
Dani
Dani
14:24 06 Aug 23
I have held multiple insurance policies through the John Glover agency, for as long as I can remember. The company is wonderful! All of the staff members are kind, personable, compassionate, and speedily efficient! I highly recommend them!
Chris R.
Chris R.
11:34 25 May 23
I have been a client (auto, home, and umbrella) for several years. The entire team at the agency is excellent. Francesca is always prompt in getting back to me, and the claims group is great. I also purchased a life insurance policy through them as well.
William Schrade
William Schrade
18:25 26 May 23
I'm so pleased with the service at JMG Agency. They shopped and saved me money on my policy even when I didn't request it. I needed insurance in another state where they are not licensed to sell but they went the extra mile and found an agency to rewrite my policy saving me almost 50%. I have complete trust in my agent Francesca and her assistant Crystal. I highly recommend this agency.Bill Schrade
Melanie Craig
Melanie Craig
11:13 08 Aug 23
Our agent
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