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How Restaurants Should Prepare For Hurricane Season

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November 7, 2022 by JMG Insurance Corp

hurricane season on green boardThe United States has already been hit by several major storms this hurricane season, with Hurricane Ida being the most recent. Over a million people and thousands of companies were left without electricity during hurricanes. They also had to deal with the aftereffects of the flooding.

Timely preparation can mitigate the blow to your business. Here are some suggestions for getting your restaurant ready for hurricane season.

7 Tips to Prepare for Hurricane Season

Hurricanes can destroy structures, cause power failures, and induce flooding. The following tips can help you get ready for inclement weather and recover from the aftermath a lot faster:

1. Prepare a Checklist

The time you have to prepare your restaurant for a natural disaster like a hurricane might range from a few days to just a few hours.

It’s best to make a master checklist ahead of time so you and your team know exactly what needs to be done. Preparemybusiness.org, fema.gov, and ready.gov are all excellent places to start when putting together a list or plan.

Put the following on the list:

A List of Emergency Numbers

You shouldn’t limit this list of emergency contacts to only phone numbers for upper management or the main office. Instead, it should include fire departments, local police, state and federal agencies, and emergency assistance organizations.

Preparedness Measures

Before a storm hits, it’s essential to take precautions like securing the building’s windows and doors, cleaning up the gutters, turning off the gas, stowing away any loose furniture, and putting any perishables in dry ice-filled coolers.

Recovery Steps After a Hurricane

You can’t get your company back up and running without first recovering. Ignore any perishables that may have spoiled due to the high temperatures and high humidity. Disposal of any perishables that became soaked in a flood is also essential. Be sure to check for any problems with the building, especially with the commercial cooking supplies.

2. Prepare Employees for Emergencies

cars in front of office half drowned in waterWhen a disaster strikes, your personnel might be your greatest asset. You can prevent a lot of panic during a storm by teaching people how to follow a set of procedures. Spend a couple of hours when the restaurant is closed going over the entire preparedness plan with the workers.

Then, make sure there are printed copies of this strategy at each location. This way, your team will be prepared for the incidents and have a record of what to do.

3. Make Sure You Have Adequate Coverage

Before a storm hits, double-check that your insurance details are up-to-date. Your company could lose thousands of dollars if you don’t have the correct insurance coverage in a severe storm. Check your restaurant insurance policy carefully to be sure insurance covers your needs in the event of the worst possible damage.

Before hurricane season begins, it’s smart to call your insurance agent or firm to look through your coverage. You can take your time getting quotes if you think you might need some more coverage.

4. Maintain Inventories and Financial Records

Think about storing the paper files somewhere other than the office. A paper backup is preferable, but you should also maintain electronic backups that can be accessed remotely during a natural disaster.

The good news is that various record-keeping options can ensure the safety of your records in the event of a catastrophe. Photographs of your restaurant are also helpful, like taxes and insurance claims. After the storm passes, you’ll need to restore full access to file insurance claims.

5. Reach Out to Your Neighbors

Even though they are likely your rivals, your neighbors might be a great help if a hurricane gets out of control. Do you fear that anything will go wrong or that you won’t be ready? Your long-term commercial neighbors may be a wealth of information regarding past hurricanes.

Additionally, if your neighboring companies stay open during a natural disaster, having them by your side during this challenging time can be wonderful. The old saying that “there is strength in numbers” holds true, especially given the unpredictability of storms.

6. Stock Up on Emergency Supplies

emergency preparation checklistYour emergency pile should have a backup generator, blankets, flashlights, body cleaning wipes, batteries, and everything else you may require if you and your staff were stranded inside a building during a hurricane. A first aid kit on hand is a given, but ensuring it is adequately stocked and conveniently located in the kitchen is an important precaution.

Conclusion

Protecting your customers, employees, and the integrity of your organization from harm requires you to take preventative measures and develop a crisis communication strategy before any natural disaster strikes. These guidelines can help restaurant operators prepare for and cope with emergencies such as blackouts, floods, water supply disruptions, and insect infestations.

Prioritize the security of your employees and your customers. Do not attempt to save any food that might become contaminated.

Secure Your Restaurant Business With JMG Insurance Corp

We at JMG Insurance Corp understand the value your restaurant or bar holds for you. Business general liability and BOP coverage are just two of the commercial insurances our skilled professionals are committed to offering you.

If you are confused about the process, do not hesitate to ask us questions. Call us at 1-844-416-1779 or connect with us online to learn more.

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JMG Insurance Corp has been serving the insurance needs of our clients in Connecticut, New York, New Jersey, Massachusetts, Rhode Island and Hawaii since 1916.

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Tammy Weiner
14:53 09 Aug 23
Amazing personalize service. They were able to consolidate all of my insurance needs and save me a lot of money, while also upgrading my coverage and making sure all of my needs were met even in potential unforeseen circumstances. Would highly recommend, and I have not been so pleased with an insurance agency in many many years.
Dani
Dani
14:24 06 Aug 23
I have held multiple insurance policies through the John Glover agency, for as long as I can remember. The company is wonderful! All of the staff members are kind, personable, compassionate, and speedily efficient! I highly recommend them!
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Chris R.
11:34 25 May 23
I have been a client (auto, home, and umbrella) for several years. The entire team at the agency is excellent. Francesca is always prompt in getting back to me, and the claims group is great. I also purchased a life insurance policy through them as well.
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William Schrade
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I'm so pleased with the service at JMG Agency. They shopped and saved me money on my policy even when I didn't request it. I needed insurance in another state where they are not licensed to sell but they went the extra mile and found an agency to rewrite my policy saving me almost 50%. I have complete trust in my agent Francesca and her assistant Crystal. I highly recommend this agency.Bill Schrade
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