Boat owners in the tropics know how important it is to prepare for the possibility of a storm hitting the shores yearly. A storm produces various hazardous conditions, such as high winds, heavy rain, raging seas, and significant storm surges.
An unprotected boat might be badly damaged during a hurricane or tropical cyclone. A strategy is crucial for safeguarding your valuable boat in advance. The sooner you get started, the better, as storms can form before the season has even begun.
This post will offer a few pointers to help you get going.
Make Sure You’re Covered
Learn about your marine insurance policy and the terms of your policy. Some marinas mandate that you take your boat out of the water before a storm hits to protect your boat and the marina itself. Pre-hurricane hauling and relocating costs can be reimbursed for 50% of your insurance policy.
Plan Ahead
Winds can reach 100 mph during a hurricane, and tornadoes are frequently connected with severe storms. Being on board during a violent storm puts your life in jeopardy and your boat at risk of damage. You’ll have to hustle at the last minute if you don’t plan.
Realize Your Obligations and Liabilities
Check the marina’s or storage facility’s lease or leasing agreement to determine what expenses are covered by the facility and what expenses are your responsibility.
Move the Boat
Ensure your boat is out of the water and in a safe position away from tides and trees that could fall on top of it. Remember to unplug the drain and remove any electronics from the board.
A marina berth should have at least two sets of spring lines, rigged fore-and-aft and attached to the pilings high enough to accommodate any tide rise. Ensure the ship’s attachment points and pilings are sturdy on the offshore side.
Allocate Weight Efficiently
The mooring must be able to handle the weight of your yacht if it is to remain in place for an extended time. Obtain confirmation from your marina or mooring service of the maximum weight capacity. Double-check all of the mooring pendant’s chains and swivels that are attached to it.
Moor Wisely
Ensure your boat is moored in a place with the fewest fetch, meaning the waves have the shortest time to build up before they hit. Canals are outstanding because lines may be run on both sides, preventing the boat from pounding against the dock.
Check your boat for damage from various angles because the wind will veer as the storm progresses. “Hurricane holes” offer protection in this regard.
Make Use of Long Lines
You must use extra-long ropes if your boat is anchored to a pier or piling that will not rise with the water level. The piling can be pulled out of the water if lines are too short. Make sure the bow of your boat is facing the direction of the expected wind before tying up. This may differ from how you usually tie knots.
Floating docks require higher pilings than the storm surge to secure your boat. You risk losing your boat if you don’t have them in place. So, if you have any doubts about the length of the pilings, you should remove your boat from the water.
Dock Lines Need to Be Replaced
Use inexpensive and simple chafing gear to protect your dock lines from chafing, which can lead to breakage. It’s also the perfect moment to eliminate those brittle dock lines. A good rule of thumb is to use nylon lines at least two or three strands thick and at least as large as you’d typically use.
A thimble-spliced dock line can also be used with a short chain attached to the dock cleat for an additional option. Dock line snubbers, or mooring compensators, can also be employed to minimize tension.
Keep Track of Everything You Own
Maintain a log of the boat and its items in a safe place, such as on film or in photographs. Everything you bring on and off the boat is included in this. Make it easy to locate precious objects by putting a label on them.
Beware After a Hurricane
Even if power lines are down, they may still be “hot” due to running generators. Submerged outlets and shore connections, as well as broken vessel systems, all have the potential to introduce unwanted electrical currents into the water. Entering the water could result in severe injury or death.
Get Commercial Marine Insurance Coverage
Planning, preparing, and taking action quickly are the keys to keeping your boat safe from hurricanes and other dangerous weather.
You must get commercial marine insurance coverage if you run a business transporting goods and people using your boat. You can benefit from this coverage even if you use your boat as a hobby.
The JMG Insurance Agency can offer coverage that will cover you, whether you’re out on the water for personal or business reasons. If you use your boat for your company, we’ll ensure that your insurance covers all your liabilities. Our goal is to offer you insurance, thereby enabling you to enjoy your activity without worrying about your financial future. Contact us at 1-844-415-0813 today, or visit our website.