JMG Insurance Agency

Floods in the United States result in more than $8 billion a year in losses, according to National Geographic. Water damage, along with secondary problems like mold growth, can ruin structures and belongings. Without flood insurance, the cost to repair, rebuild, and replace homes and businesses can be substantial. No property is completely safe from […]

Approximately 37 percent of renters have renters insurance, according to the Insurance Information Institute. While renters insurance covers common losses and damages resulting from perils like theft, vandalism, and fire, it does not cover everything. Most renters insurance policies do not cover damage caused by a flood. Similar to homeowners insurance, flood insurance must be […]

It just takes one inch of flood-water to cause more than $25,000 in damage to a home, according to the Federal Emergency Management Agency (FEMA). When flooding occurs, homeowners will want to ensure that they are protected. Flood insurance is an effective way to safeguard a home against unknown perils like storms and burst pipes. […]

Flooding is the costliest natural disaster in the U.S., according to The Pew Charitable Trusts, resulting in federal flood insurance claims of more than $1.9 billion annually. To protect their homes and businesses, most property owners rely on flood insurance. In the event of a flood, a flood insurance policy covers direct physical losses to […]