Floods are one of the most common natural disasters to affect homeowners in the United States each year, according to the Census Bureau. They also represent some of the most destructive events. According to Statista, damages caused by floods (including flash floods) in the U.S. in 2019 were estimated to have totaled $3.75 billion. Evidently, […]
Read MoreWhat Does Police Liability Insurance Cover?
Police officers and other law enforcement officials have challenging jobs. Anyone who knows somebody who works in this field is aware that there are certain risks and liabilities that law enforcement officers face while protecting their communities. This is why police liability insurance exists. Here is a close look at this type of insurance policy […]
Read MoreAdvantages of Police Professional Liability Insurance
Police officers frequently face a certain degree of risk and liability by protecting their communities and enforcing the law. Therefore, policemen and other law enforcement officials (e.g. federal agents) should purchase police professional liability insurance to protect themselves from potential legal fees. It is especially critical to have liability protection given the ongoing national conversation […]
Read MoreWhy Do Officers Need Police Liability Insurance?
In recent years, there have been several police officer-involved shootings that have ignited a national debate concerning the brutality used by members of law enforcement, especially against black Americans. The reality is that police officers often take on a certain level of risk to protect their communities and uphold the law. Therefore, law enforcement officials […]
Read MoreWho Needs Flood Insurance?
According to the Federal Emergency Management Agency, (FEMA) floods are the most frequently occurring natural disaster in the United States. Floods can often cause severe damage to properties that require significant time and money to repair. In fact, the National Center for Environmental Information, (NCEI) reported that the damage costs associated with large-scale flood events […]
Read MoreHow Much Does Personal Flood Insurance Cost?
Personal flood insurance is designed to protect your home and belongings (clothing, electronics, furniture, etc.) from damages caused by floods. This type of policy is typically offered separately from homeowners’ insurance policies. Some floods can be more destructive than others, depending on the area where a property is located, among other factors. Here is a […]
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