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JMG

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Umbrella Insurance

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Home › Umbrella Insurance

Man holding umbrella in rainA personal umbrella insurance policy is a personal insurance policy that provides excess liability above and beyond the limits of liability of your personal auto and homeowners policies. An umbrella policy protects your personal assets (current and future) from being pulled into a lawsuit resulting from a car or property accident when your underlying policies’ liability limits are insufficient. Don’t leave your personal assets out in the storm, grab an umbrella and protect them today!

Umbrella Insurance Liability Requirements

Personal umbrella policies require a certain amount of underlying liability. These underlying liability requirements are usually $300,000 personal liability on your homeowner’s policy and $250,000 per person/$500,000 per accident/$100,000 property damage liability on your auto policy. There are carriers that may allow their umbrella policy to sit over an auto policy with lower liability limits.

Areas of Coverage

When searching for additional coverage, an umbrella insurance policy is a beneficial policy to consider. This insurance policy provides an extra sense of security for the policyholder, and works in their favor. This policy acts as a second line of defense when a costly liability suit may come up. When the original limit for liability has been reached, an umbrella insurance policy works to protect the policyholder. A personal umbrella policy will include the following coverage areas:

  • Personal Injury
  • Bodily Injury
  • Property Damage
  • Landlord Liability

This policy provides a great sense of security to the policyholder. If you’re searching for extra liability coverage, look no further than an umbrella insurance policy.

Who Should Pursue Umbrella Insurance?

An umbrella insurance policy can work for basically anyone! This policy is great for those searching for extra liability protection. An added benefit, it also extends to family members such as your spouse or your children. The worry that comes along with high-cost claims seem to melt away with this policy in place. Leave the worry and stress behind, there’s no need when you hold an umbrella policy. If the regular liability insurance coverage isn’t quite enough for you, consider an umbrella insurance policy today!

Acquire A Policy Today!

Umbrella insurance agent with clients Extra liability coverage is well within grasp, especially when you’re working with JMG Insurance Corp. Our team of talented insurance agents will assess your insurance needs and find a policy that aligns perfectly. If a storm were to come, your JMG umbrella insurance policy would hold strong in the face of high-cost claims. Work with the professionals, and acquire the proper insurance for your needs!

Individuals with assets to protect and/or children on the road are urged to have at least a $1 Million personal umbrella policy. Don’t let an unfortunate mishap affect you financially, stop by one of our many local offices or contact us online to get a quote!

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Related Coverages

  • Auto Insurance
  • Commercial Flood Insurance
  • Flood Insurance
  • Health Insurance
  • Homeowners Insurance
  • Life Insurance
  • Rental Property Insurance
  • Renters Insurance
  • Umbrella Insurance

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JMG Insurance Corp has been serving the insurance needs of our clients in Connecticut, New York, New Jersey, Massachusetts, Rhode Island and Hawaii since 1916.

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JMG Insurance Corp 29 Haviland Street Norwalk, Connecticut 06854 1-844-304-7332 1-203-857-7848
Google Rating
4.8
John M. Glover Insurance Agency
John M. Glover Insurance Agency
4.8
Tammy Weiner
Tammy Weiner
14:53 09 Aug 23
Amazing personalize service. They were able to consolidate all of my insurance needs and save me a lot of money, while also upgrading my coverage and making sure all of my needs were met even in potential unforeseen circumstances. Would highly recommend, and I have not been so pleased with an insurance agency in many many years.
Dani
Dani
14:24 06 Aug 23
I have held multiple insurance policies through the John Glover agency, for as long as I can remember. The company is wonderful! All of the staff members are kind, personable, compassionate, and speedily efficient! I highly recommend them!
Chris R.
Chris R.
11:34 25 May 23
I have been a client (auto, home, and umbrella) for several years. The entire team at the agency is excellent. Francesca is always prompt in getting back to me, and the claims group is great. I also purchased a life insurance policy through them as well.
William Schrade
William Schrade
18:25 26 May 23
I'm so pleased with the service at JMG Agency. They shopped and saved me money on my policy even when I didn't request it. I needed insurance in another state where they are not licensed to sell but they went the extra mile and found an agency to rewrite my policy saving me almost 50%. I have complete trust in my agent Francesca and her assistant Crystal. I highly recommend this agency.Bill Schrade
Melanie Craig
Melanie Craig
11:13 08 Aug 23
Our agent
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