Floods are one of the most common and destructive natural disasters. According to the World Health Organization, flooding affected more than 2 billion people worldwide between 1998 and 2017. Homes and businesses near the coast are not the only structures that experience floods. Flash floods can occur due to excessive rainfall that causes rivers, streams […]
Read MoreWhat Does General Liability Insurance Cover?
No business can predict the future. As a business owner, it is your responsibility to protect your employees, building and livelihood against the unknown. General liability insurance is a must for businesses of all sizes, regardless of industry or number of employees. General liability policies cover a wide range of risks that could potentially disrupt […]
Read MoreHow to Start a Profit-Sharing Plan
Are you looking for a way to attract new talent, increase workplace morale and help your employees save for retirement? Then a profit-sharing plan may be the right choice for your business. Profit-sharing plans are essentially retirement plans that give employees a certain share of the company’s profits. There is no set amount of contributions […]
Read MoreWhat Is Profit Sharing and How Does It Work?
Profit-sharing plans can be a powerful tool for promoting financial security in retirement. Also known as a deferred profit-sharing plan (DPSP), these retirement savings accounts can be highly advantageous to both employees and employers. As the name suggests, profit sharing is a way for employers to contribute some of their profits to their employees. Read […]
Read MoreWhat Is Commercial Auto Insurance?
Most business owners take the necessary measures to keep their company protected from risks. Having commercial auto insurance is an easy way to protect your business from the unexpected. What is commercial auto insurance? It is a type of business insurance coverage that protects companies from potential lawsuits if their vehicle should ever be involved […]
Read MoreDo I Need Commercial Auto Insurance?
If you use a vehicle for work purposes, a personal car insurance policy may not be enough. Commercial vehicle insurance is a common type of business policy that covers vehicles used for business. Commercial insurance does not cover personal vehicles that are used for business purposes, unless it is the primary use of the vehicle. […]
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