Many retail business owners obtain insurance for peace of mind, but it often turns out to be a false sense of security when disaster strikes. Insurance policies are known for their fine print, which can be extremely difficult to parse and often contains a lengthy list of exclusions. The wording is designed to protect the […]
Read MoreWhat to Look for in a Retail Policy and How Different Providers Stack Up
Operating a retail business involves plenty of challenges and inconveniences, but insurance doesn’t have to be one of them. Yet, many small retail business owners find themselves struggling to read through policy jargon and worrying about whether they will actually be protected if the worst happens. With the retail world undergoing dramatic changes in recent […]
Read MoreAre You Paying Too Much for Retail Insurance?
Given the many financial pressures involved in running a retail business, the last thing you want to do is overpay for insurance coverage. However, many small retailers end up locked into a policy that doesn’t fit their needs: it is either overpriced for what it provides or is insufficient to address the business’s specific risks. […]
Read MoreDifferences Between Pet Shop Insurance and General Business Insurance
Any pet shop owner can attest to the fact that running a pet shop isn’t like running a typical retail store. Although there may be some similarities in terms of customer service, inventory management, and day-to-day operations, pet shop owners encounter distinct challenges when it comes to insurance coverage that standard business policies can’t properly […]
Read MoreHow to Prevent Common Retail Liabilities with Retail Insurance
If you walk into any retail store on a busy Saturday afternoon, you’ll see liabilities everywhere. That customer reaching up for something on the top shelf is one wrong move away from an accident that could lead to a personal injury lawsuit. What about that delivery truck backing up to your loading dock? That’s property […]
Read MoreRetail Business Owners’ Checklist for Choosing the Right Insurance Provider
Running a successful retail business involves several moving parts, from managing inventory and keeping customers happy to training employees. It’s easy for some of the behind-the-scenes facets of retail, such as insurance, to get overlooked; however, insurance missteps could spell disaster when the unexpected occurs. The truth is that most retail business owners would rather […]
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